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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,676 | $91,179+273.6% | $178,499+90.9% | $79,852+326.6% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 8.07% | 24.19%-16.1pp | 151.10%-143.0pp | 31.72%-23.6pp |
| Employer contribution / active EE | $11,849 | $3,256+263.9% | $5,011+136.4% | $2,471+379.5% |
| Participant deferral / active EE | $5,090 | $3,236+57.3% | $5,202-2.2% | $3,740+36.1% |
| Admin fee / account holder | $21,984 | $6,749+225.8% | $13,986+57.2% | $5,306+314.3% |