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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,926 | $202,342+19.1% | $172,753+39.5% | $152,909+57.6% |
| Participation rate | 70.0% | 87.1%-17.1pp | 82.6%-12.6pp | 82.5%-12.5pp |
| Annual return | 25.10% | 1029.88%-1004.8pp | 803.00%-777.9pp | 345.46%-320.4pp |
| Employer contribution / active EE | $1,936 | $5,857-66.9% | $5,144-62.4% | $4,764-59.4% |
| Participant deferral / active EE | $7,169 | $5,948+20.5% | $5,198+37.9% | $5,851+22.5% |
| Admin fee / account holder | $862 | $17,112-95.0% | $13,956-93.8% | $11,601-92.6% |