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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,613 | $86,940-13.0% | $102,434-26.2% | $80,935-6.6% |
| Participation rate | 79.4% | 72.4%+7.0pp | 76.5%+2.9pp | 67.7%+11.8pp |
| Annual return | 9.17% | 18.89%-9.7pp | 29.46%-20.3pp | 35.66%-26.5pp |
| Employer contribution / active EE | $1,646 | $2,370-30.6% | $3,023-45.6% | $2,757-40.3% |
| Participant deferral / active EE | $3,806 | $4,121-7.6% | $5,055-24.7% | $4,299-11.5% |
| Admin fee / account holder | $16,353 | $8,047+103.2% | $9,462+72.8% | $6,924+136.2% |