Filed April 21, 2022
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,993 | $99,079+17.1% | $78,002+48.7% | $273,972-57.7% |
| Participation rate | 52.4% | 78.6%-26.2pp | 75.5%-23.1pp | 83.0%-30.6pp |
| Annual return | 12.47% | 217.93%-205.5pp | 425.99%-413.5pp | 41.46%-29.0pp |
| Employer contribution / active EE | $0 | $3,308-100.0% | $2,470-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $2,321 | $4,306-46.1% | $3,497-33.6% | $5,287-56.1% |
| Admin fee / account holder | $855 | $8,954-90.4% | $5,481-84.4% | $10,133-91.6% |