Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,312 | $97,550-17.7% | $120,344-33.3% | $87,485-8.2% |
| Participation rate | 55.9% | 72.8%-16.9pp | 76.7%-20.8pp | 68.9%-13.0pp |
| Annual return | 8.52% | 18.41%-9.9pp | 20.30%-11.8pp | 26.06%-17.5pp |
| Employer contribution / active EE | $407 | $2,291-82.2% | $3,020-86.5% | $2,596-84.3% |
| Participant deferral / active EE | $2,635 | $4,230-37.7% | $5,135-48.7% | $4,274-38.3% |
| Admin fee / account holder | $21,464 | $9,543+124.9% | $12,742+68.5% | $7,775+176.1% |