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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,252 | $56,640-85.4% | $78,002-89.4% | $55,167-85.0% |
| Participation rate | 61.9% | 73.3%-11.5pp | 75.5%-13.7pp | 69.0%-7.1pp |
| Annual return | 18.34% | 2868.48%-2850.1pp | 425.99%-407.6pp | 169.23%-150.9pp |
| Employer contribution / active EE | $981 | $1,724-43.1% | $2,470-60.3% | $1,963-50.0% |
| Participant deferral / active EE | $1,492 | $2,778-46.3% | $3,497-57.3% | $3,054-51.1% |
| Admin fee / account holder | $53 | $467-88.6% | $5,481-99.0% | $504-89.5% |