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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,471 | $95,415+169.8% | $185,851+38.5% | $85,851+199.9% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 16.20% | 23.59%-7.4pp | 122.11%-105.9pp | 318.63%-302.4pp |
| Employer contribution / active EE | $1,699 | $3,314-48.7% | $5,168-67.1% | $2,565-33.8% |
| Participant deferral / active EE | $5,587 | $3,424+63.2% | $5,569+0.3% | $3,952+41.4% |
| Admin fee / account holder | $8,284 | $7,215+14.8% | $16,245-49.0% | $6,261+32.3% |