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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,449 | $111,878-56.7% | $93,727-48.3% | $145,897-66.8% |
| Participation rate | 33.3% | 74.2%-40.9pp | 68.7%-35.4pp | 80.3%-47.0pp |
| Annual return | 9.91% | 204.28%-194.4pp | 133.83%-123.9pp | 552.29%-542.4pp |
| Employer contribution / active EE | $745 | $3,092-75.9% | $2,421-69.2% | $4,663-84.0% |
| Participant deferral / active EE | $1,888 | $4,920-61.6% | $4,417-57.3% | $6,689-71.8% |
| Admin fee / account holder | $11,716 | $10,256+14.2% | $8,292+41.3% | $13,390-12.5% |