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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,449 | $111,785-56.7% | $93,669-48.3% | $145,877-66.8% |
| Participation rate | 33.3% | 74.2%-40.9pp | 68.7%-35.4pp | 80.3%-47.0pp |
| Annual return | 9.91% | 203.79%-193.9pp | 133.59%-123.7pp | 551.28%-541.4pp |
| Employer contribution / active EE | $745 | $3,096-75.9% | $2,424-69.3% | $4,663-84.0% |
| Participant deferral / active EE | $1,888 | $4,919-61.6% | $4,416-57.2% | $6,691-71.8% |
| Admin fee / account holder | $11,716 | $10,256+14.2% | $8,291+41.3% | $13,402-12.6% |