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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,351 | $107,809-81.1% | $97,032-79.0% | $155,188-86.9% |
| Participation rate | 84.6% | 75.5%+9.1pp | 71.6%+13.0pp | 80.8%+3.8pp |
| Annual return | 0.26% | 38.06%-37.8pp | 35.38%-35.1pp | 148.84%-148.6pp |
| Employer contribution / active EE | $3,171 | $2,911+8.9% | $2,629+20.6% | $4,248-25.4% |
| Participant deferral / active EE | $1,273 | $5,129-75.2% | $4,672-72.7% | $6,531-80.5% |
| Admin fee / account holder | $1,134 | $10,717-89.4% | $9,418-88.0% | $14,480-92.2% |