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| Provider | Service type | Compensation |
|---|---|---|
PENSION ASSURANCE LLP9+ years Filed as: PENSION INNOVATIONS & CONSULTING Service code 10 · EIN 34-1944384 7558 KING'S POINTE ROAD · TOLEDO, OH 43617 | Accounting | $13,008 |
CGRPS5 years Service code 15 333 S HOPE STREET · LOS ANGELES, CA 90071 | Recordkeeping | $5,640 |
Filed as: ROYAL ALLIANCE ASSOCIATES, INC. Service code 17 655 BEAVER CREEK CIRCLE · MAUMEE, OH 43537 | Pension Consulting | $4,967 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,279 | $96,419-86.2% | $80,648-83.5% | $139,487-90.5% |
| Participation rate | 52.4% | 73.6%-21.3pp | 67.0%-14.6pp | 80.3%-28.0pp |
| Annual return | 5.20% | 1352.86%-1347.7pp | 937.21%-932.0pp | 373.84%-368.6pp |
| Employer contribution / active EE | $421 | $3,261-87.1% | $2,724-84.6% | $4,755-91.2% |
| Participant deferral / active EE | $890 | $5,225-83.0% | $4,443-80.0% | $6,713-86.7% |
| Admin fee / account holder | $549 | $6,605-91.7% | $5,382-89.8% | $11,407-95.2% |