Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,846 | $61,660-35.4% | $80,022-50.2% | $64,173-37.9% |
| Participation rate | 67.3% | 71.7%-4.3pp | 75.8%-8.5pp | 69.6%-2.2pp |
| Annual return | -6.10% | -0.33%-5.8pp | 11.22%-17.3pp | 7.63%-13.7pp |
| Employer contribution / active EE | $273 | $1,810-84.9% | $2,468-88.9% | $2,381-88.5% |
| Participant deferral / active EE | $1,985 | $2,968-33.1% | $3,686-46.2% | $3,470-42.8% |
| Admin fee / account holder | $3,838 | $5,417-29.1% | $6,521-41.1% | $4,887-21.5% |