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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,272 | $106,280-90.3% | $96,538-89.4% | $139,487-92.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 12.98% | 38.48%-25.5pp | 35.74%-22.8pp | 373.84%-360.9pp |
| Employer contribution / active EE | $1,602 | $4,107-61.0% | $3,740-57.2% | $4,755-66.3% |
| Participant deferral / active EE | $0 | $5,457-100.0% | $4,880-100.0% | $6,713-100.0% |
| Admin fee / account holder | $548 | $7,888-93.1% | $6,737-91.9% | $11,407-95.2% |