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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP4 years Service code 12 · EIN 93-1253576 | Custodial (securities); Sub-transfer ... | $30,523 |
Filed as: BENEFITS CONSULTING GROUP, LLC Service code 27 · EIN 83-3415795 | Advisory (Plan) | $23,461 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,498 | $73,638-31.4% | $95,964-47.4% | $73,497-31.3% |
| Participation rate | 43.1% | 76.2%-33.0pp | 77.1%-33.9pp | 70.7%-27.5pp |
| Annual return | 16.33% | 16.78%-0.5pp | 91.64%-75.3pp | 28.51%-12.2pp |
| Employer contribution / active EE | $1,350 | $1,863-27.5% | $2,541-46.9% | $2,270-40.5% |
| Participant deferral / active EE | $2,015 | $3,617-44.3% | $4,167-51.6% | $3,740-46.1% |
| Admin fee / account holder | $406 | $482-15.8% | $6,797-94.0% | $513-20.9% |