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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,808 | $106,524+153.3% | $152,301+77.2% | $87,485+208.4% |
| Participation rate | 78.8% | 75.8%+3.0pp | 82.4%-3.7pp | 68.9%+9.9pp |
| Annual return | 19.39% | 26.89%-7.5pp | 80.50%-61.1pp | 26.06%-6.7pp |
| Employer contribution / active EE | $2,918 | $3,371-13.4% | $4,624-36.9% | $2,596+12.4% |
| Participant deferral / active EE | $8,307 | $6,525+27.3% | $8,004+3.8% | $4,274+94.4% |
| Admin fee / account holder | $4,438 | $8,287-46.4% | $14,398-69.2% | $7,775-42.9% |