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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,808 | $106,749+152.7% | $145,433+85.5% | $82,448+227.2% |
| Participation rate | 78.8% | 75.6%+3.1pp | 82.1%-3.3pp | 68.1%+10.7pp |
| Annual return | 19.39% | 27.59%-8.2pp | 66.58%-47.2pp | 41.64%-22.3pp |
| Employer contribution / active EE | $2,918 | $3,444-15.3% | $4,554-35.9% | $2,551+14.4% |
| Participant deferral / active EE | $8,307 | $6,519+27.4% | $7,897+5.2% | $4,139+100.7% |
| Admin fee / account holder | $4,438 | $8,390-47.1% | $13,129-66.2% | $7,234-38.6% |