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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,667 | $180,749-89.1% | $160,784-87.8% | $137,256-85.7% |
| Participation rate | 60.0% | 80.0%-20.0pp | 77.0%-17.0pp | 80.0%-20.0pp |
| Annual return | 20.79% | 2234.46%-2213.7pp | 1803.92%-1783.1pp | 220.34%-199.6pp |
| Employer contribution / active EE | $1,362 | $4,155-67.2% | $3,733-63.5% | $4,156-67.2% |
| Participant deferral / active EE | $1,887 | $6,844-72.4% | $6,293-70.0% | $6,407-70.6% |
| Admin fee / account holder | $474 | $10,397-95.4% | $9,717-95.1% | $12,270-96.1% |