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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,832 | $89,259+60.0% | $107,187+33.3% | $82,637+72.8% |
| Participation rate | 65.0% | 67.9%-2.9pp | 75.0%-10.0pp | 68.1%-3.1pp |
| Annual return | 16.35% | 21.02%-4.7pp | 204.55%-188.2pp | 53.51%-37.2pp |
| Employer contribution / active EE | $1,268 | $3,080-58.8% | $3,782-66.5% | $2,552-50.3% |
| Participant deferral / active EE | $5,299 | $4,037+31.3% | $5,096+4.0% | $4,126+28.4% |
| Admin fee / account holder | $12,749 | $7,381+72.7% | $9,162+39.1% | $7,339+73.7% |