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| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY INVESTMENTS Service code 27 · EIN 04-2647786 | Advisory (Plan) | $38,309 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,761 | $75,183+0.8% | $123,894-38.9% | $55,167+37.3% |
| Participation rate | 99.0% | 72.8%+26.2pp | 81.4%+17.6pp | 69.0%+30.0pp |
| Annual return | 9.71% | 19.01%-9.3pp | 47.52%-37.8pp | 169.23%-159.5pp |
| Employer contribution / active EE | $1,756 | $2,823-37.8% | $4,617-62.0% | $1,963-10.5% |
| Participant deferral / active EE | $6,638 | $5,084+30.6% | $5,984+10.9% | $3,054+117.4% |
| Admin fee / account holder | $306 | $663-53.7% | $8,357-96.3% | $504-39.2% |