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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,999 | $74,535-24.9% | $100,712-44.4% | $82,637-32.2% |
| Participation rate | 47.9% | 61.2%-13.3pp | 69.3%-21.4pp | 68.1%-20.1pp |
| Annual return | 17.00% | 18.92%-1.9pp | 33.27%-16.3pp | 53.51%-36.5pp |
| Employer contribution / active EE | $618 | $1,503-58.9% | $2,313-73.3% | $2,552-75.8% |
| Participant deferral / active EE | $2,025 | $3,074-34.1% | $4,085-50.4% | $4,126-50.9% |
| Admin fee / account holder | $2,268 | $6,576-65.5% | $9,256-75.5% | $7,339-69.1% |