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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,999 | $77,574-27.8% | $108,753-48.5% | $86,983-35.6% |
| Participation rate | 47.9% | 62.3%-14.4pp | 71.1%-23.2pp | 69.5%-21.6pp |
| Annual return | 17.00% | 18.42%-1.4pp | 37.47%-20.5pp | 25.83%-8.8pp |
| Employer contribution / active EE | $618 | $1,611-61.6% | $2,427-74.5% | $2,584-76.1% |
| Participant deferral / active EE | $2,025 | $3,128-35.3% | $4,115-50.8% | $4,194-51.7% |
| Admin fee / account holder | $2,268 | $6,529-65.3% | $10,320-78.0% | $7,856-71.1% |