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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,716 | $104,953+29.3% | $84,637+60.4% | $152,909-11.2% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | -4.29% | 373.94%-378.2pp | 258.82%-263.1pp | 345.46%-349.8pp |
| Employer contribution / active EE | $5,214 | $3,304+57.8% | $2,653+96.5% | $4,764+9.4% |
| Participant deferral / active EE | $4,176 | $4,691-11.0% | $3,900+7.1% | $5,851-28.6% |
| Admin fee / account holder | $3,031 | $6,244-51.5% | $4,914-38.3% | $11,601-73.9% |