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| Provider | Service type | Compensation |
|---|---|---|
EDWARD JONES3 years Service code 27 · EIN 43-0345811 12555 MANCHESTER RD · ST. LOUIS, MO 63131 | Advisory (Plan) | $10,836 |
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $1,225 |
DEFINITI LLC1 year Service code 13 2201 TIMBERLOCH PLACE · THE WOODLANDS, TX 77380 | Contract Administrator | $960 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,520 | $72,639-22.2% | $90,766-37.7% | $66,949-15.6% |
| Participation rate | 59.4% | 73.7%-14.3pp | 75.7%-16.3pp | 69.8%-10.4pp |
| Annual return | -14.54% | -12.28%-2.3pp | -12.16%-2.4pp | 1.57%-16.1pp |
| Employer contribution / active EE | $869 | $2,369-63.3% | $2,922-70.3% | $2,545-65.9% |
| Participant deferral / active EE | $2,213 | $3,979-44.4% | $4,565-51.5% | $4,239-47.8% |
| Admin fee / account holder | $3 | $708-99.5% | $8,446-100.0% | $594-99.5% |