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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,342 | $97,550-7.4% | $120,344-24.9% | $87,485+3.3% |
| Participation rate | 86.6% | 72.8%+13.7pp | 76.7%+9.9pp | 68.9%+17.6pp |
| Annual return | 7.92% | 18.41%-10.5pp | 20.30%-12.4pp | 26.06%-18.1pp |
| Employer contribution / active EE | $5,960 | $2,291+160.2% | $3,020+97.3% | $2,596+129.6% |
| Participant deferral / active EE | $8,241 | $4,230+94.8% | $5,135+60.5% | $4,274+92.8% |
| Admin fee / account holder | $4,049 | $9,543-57.6% | $12,742-68.2% | $7,775-47.9% |