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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,960 | $99,079-33.4% | $78,002-15.4% | $273,972-75.9% |
| Participation rate | 91.7% | 78.6%+13.1pp | 75.5%+16.1pp | 83.0%+8.7pp |
| Annual return | 8.28% | 217.93%-209.6pp | 425.99%-417.7pp | 41.46%-33.2pp |
| Employer contribution / active EE | $1,892 | $3,308-42.8% | $2,470-23.4% | $4,869-61.1% |
| Participant deferral / active EE | $3,578 | $4,306-16.9% | $3,497+2.3% | $5,287-32.3% |
| Admin fee / account holder | $2,347 | $8,954-73.8% | $5,481-57.2% | $10,133-76.8% |