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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,192 | $108,825-44.7% | $156,181-61.5% | $82,448-27.0% |
| Participation rate | 74.4% | 72.4%+2.0pp | 78.8%-4.5pp | 68.1%+6.3pp |
| Annual return | 10.65% | 20.59%-9.9pp | 64.87%-54.2pp | 41.64%-31.0pp |
| Employer contribution / active EE | $1,723 | $2,870-40.0% | $4,294-59.9% | $2,551-32.5% |
| Participant deferral / active EE | $3,135 | $4,577-31.5% | $6,132-48.9% | $4,139-24.3% |
| Admin fee / account holder | $48,059 | $9,341+414.5% | $14,586+229.5% | $7,234+564.3% |