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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,269 | $77,814+147.1% | $158,223+21.5% | $86,983+121.0% |
| Participation rate | 92.5% | 68.4%+24.1pp | 79.2%+13.3pp | 69.5%+23.0pp |
| Annual return | 11.70% | 30.54%-18.8pp | 52.09%-40.4pp | 25.83%-14.1pp |
| Employer contribution / active EE | $6,890 | $2,592+165.8% | $4,109+67.7% | $2,584+166.6% |
| Participant deferral / active EE | $7,446 | $3,270+127.7% | $5,467+36.2% | $4,194+77.5% |
| Admin fee / account holder | $71,078 | $5,879+1109.0% | $16,047+342.9% | $7,856+804.8% |