Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,102 | $85,171-88.1% | $172,753-94.2% | $72,976-86.2% |
| Participation rate | 42.1% | 70.1%-28.0pp | 82.6%-40.5pp | 69.5%-27.4pp |
| Annual return | 16.67% | 27.32%-10.7pp | 803.00%-786.3pp | 81.02%-64.3pp |
| Employer contribution / active EE | $427 | $3,324-87.1% | $5,144-91.7% | $2,440-82.5% |
| Participant deferral / active EE | $1,207 | $3,260-63.0% | $5,198-76.8% | $3,608-66.5% |
| Admin fee / account holder | $1,289 | $5,880-78.1% | $13,956-90.8% | $5,124-74.9% |