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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,534 | $89,367+67.3% | $141,191+5.9% | $72,975+104.9% |
| Participation rate | 92.3% | 75.1%+17.2pp | 82.5%+9.8pp | 69.5%+22.8pp |
| Annual return | 17.44% | 111.87%-94.4pp | 71.41%-54.0pp | 81.01%-63.6pp |
| Employer contribution / active EE | $3,023 | $3,115-3.0% | $4,736-36.2% | $2,440+23.9% |
| Participant deferral / active EE | $4,382 | $5,419-19.1% | $6,710-34.7% | $3,608+21.5% |
| Admin fee / account holder | $6,447 | $5,957+8.2% | $10,264-37.2% | $5,124+25.8% |