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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,507 | $77,638-6.6% | $156,551-53.7% | $62,881+15.3% |
| Participation rate | 88.9% | 71.2%+17.7pp | 84.0%+4.9pp | 69.3%+19.6pp |
| Annual return | -4.68% | 50.33%-55.0pp | 32.23%-36.9pp | 20.14%-24.8pp |
| Employer contribution / active EE | $2,589 | $3,444-24.8% | $5,501-52.9% | $2,281+13.5% |
| Participant deferral / active EE | $1,818 | $3,046-40.3% | $4,871-62.7% | $3,203-43.2% |
| Admin fee / account holder | $1,405 | $5,561-74.7% | $13,028-89.2% | $4,296-67.3% |