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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,903 | $116,203+11.8% | $93,621+38.8% | $152,897-15.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 2.76% | 35.96%-33.2pp | 32.76%-30.0pp | 345.43%-342.7pp |
| Employer contribution / active EE | $1,747 | $3,219-45.7% | $2,719-35.7% | $4,764-63.3% |
| Participant deferral / active EE | $3,738 | $4,605-18.8% | $4,070-8.1% | $5,851-36.1% |
| Admin fee / account holder | $12,799 | $10,751+19.1% | $7,890+62.2% | $11,599+10.3% |