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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,755 | $60,349-2.6% | $74,184-20.8% | $62,881-6.6% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 8.12% | 21.38%-13.3pp | 17.74%-9.6pp | 20.14%-12.0pp |
| Employer contribution / active EE | $2,790 | $1,680+66.0% | $2,370+17.7% | $2,281+22.3% |
| Participant deferral / active EE | $5,022 | $2,856+75.8% | $3,550+41.5% | $3,203+56.8% |
| Admin fee / account holder | $1,461 | $4,261-65.7% | $5,586-73.9% | $4,296-66.0% |