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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,987 | $176,786+0.1% | $146,643+20.7% | $167,536+5.6% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 12.45% | 24.04%-11.6pp | 22.75%-10.3pp | 478.82%-466.4pp |
| Employer contribution / active EE | $7,054 | $5,161+36.7% | $4,137+70.5% | $4,839+45.8% |
| Participant deferral / active EE | $7,606 | $6,440+18.1% | $5,506+38.1% | $6,342+19.9% |
| Admin fee / account holder | $13,104 | $13,262-1.2% | $10,280+27.5% | $12,315+6.4% |