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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,786 | $60,349-57.3% | $74,184-65.2% | $62,881-59.0% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | -3.54% | 21.38%-24.9pp | 17.74%-21.3pp | 20.14%-23.7pp |
| Employer contribution / active EE | $1,508 | $1,680-10.2% | $2,370-36.4% | $2,281-33.9% |
| Participant deferral / active EE | $1,256 | $2,856-56.0% | $3,550-64.6% | $3,203-60.8% |
| Admin fee / account holder | $4,373 | $4,261+2.6% | $5,586-21.7% | $4,296+1.8% |