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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,783 | $73,988+51.1% | $96,538+15.8% | $75,177+48.7% |
| Participation rate | 78.5% | 66.4%+12.1pp | 74.3%+4.1pp | 67.2%+11.3pp |
| Annual return | -8.38% | 26.73%-35.1pp | 35.74%-44.1pp | 160.75%-169.1pp |
| Employer contribution / active EE | $818 | $2,930-72.1% | $3,740-78.1% | $2,671-69.4% |
| Participant deferral / active EE | $4,670 | $3,660+27.6% | $4,880-4.3% | $4,126+13.2% |
| Admin fee / account holder | $7,629 | $5,220+46.2% | $6,737+13.2% | $5,651+35.0% |