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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,741 | $183,592+39.8% | $155,574+65.0% | $145,877+76.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.45% | 61.37%-48.9pp | 64.87%-52.4pp | 551.28%-538.8pp |
| Employer contribution / active EE | $7,109 | $5,317+33.7% | $4,676+52.0% | $4,663+52.4% |
| Participant deferral / active EE | $12,562 | $6,466+94.3% | $5,629+123.2% | $6,691+87.8% |
| Admin fee / account holder | $4,923 | $19,316-74.5% | $15,914-69.1% | $13,402-63.3% |