See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
TIAA1 year Service code 15 · EIN 13-1624203 730 THIRD AVE. · NEW YORK, NY 100173206 | Recordkeeping | $1,800 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,029 | $50,815-68.5% | $155,509-89.7% | $77,643-79.4% |
| Participation rate | 33.5% | 63.1%-29.6pp | 78.2%-44.7pp | 70.6%-37.1pp |
| Annual return | 11.81% | 34.80%-23.0pp | 64.67%-52.9pp | 31.24%-19.4pp |
| Employer contribution / active EE | $636 | $1,993-68.1% | $4,672-86.4% | $2,726-76.7% |
| Participant deferral / active EE | $509 | $2,822-81.9% | $5,626-90.9% | $4,647-89.0% |
| Admin fee / account holder | $7 | $437-98.5% | $15,912-100.0% | $430-98.5% |