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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,010 | $80,983-56.8% | $96,544-63.7% | $75,177-53.4% |
| Participation rate | 80.4% | 71.8%+8.6pp | 76.0%+4.4pp | 67.2%+13.2pp |
| Annual return | 19.62% | 27.05%-7.4pp | 25.88%-6.3pp | 160.75%-141.1pp |
| Employer contribution / active EE | $839 | $2,282-63.2% | $2,966-71.7% | $2,671-68.6% |
| Participant deferral / active EE | $938 | $3,929-76.1% | $4,851-80.7% | $4,126-77.3% |
| Admin fee / account holder | $4,300 | $6,717-36.0% | $8,254-47.9% | $5,651-23.9% |