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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,168 | $86,949-57.3% | $102,460-63.7% | $80,959-54.1% |
| Participation rate | 80.4% | 72.4%+8.1pp | 76.5%+3.9pp | 67.7%+12.8pp |
| Annual return | 18.73% | 18.89%-0.2pp | 29.47%-10.7pp | 35.67%-16.9pp |
| Employer contribution / active EE | $866 | $2,370-63.5% | $3,025-71.4% | $2,757-68.6% |
| Participant deferral / active EE | $888 | $4,121-78.4% | $5,056-82.4% | $4,300-79.3% |
| Admin fee / account holder | $1,702 | $8,048-78.8% | $9,460-82.0% | $6,925-75.4% |