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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,571 | $95,453-62.7% | $112,040-68.3% | $82,448-56.9% |
| Participation rate | 89.6% | 72.8%+16.8pp | 76.5%+13.1pp | 68.1%+21.5pp |
| Annual return | 28.14% | 23.92%+4.2pp | 24.52%+3.6pp | 41.64%-13.5pp |
| Employer contribution / active EE | $991 | $2,318-57.2% | $2,954-66.4% | $2,551-61.1% |
| Participant deferral / active EE | $917 | $4,224-78.3% | $5,098-82.0% | $4,139-77.8% |
| Admin fee / account holder | $6,045 | $9,013-32.9% | $12,098-50.0% | $7,234-16.4% |