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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,858 | $99,345+15.6% | $84,753+35.5% | $273,972-58.1% |
| Participation rate | 86.7% | 80.7%+6.0pp | 76.6%+10.1pp | 83.0%+3.7pp |
| Annual return | 0.74% | 22.93%-22.2pp | 22.78%-22.0pp | 41.46%-40.7pp |
| Employer contribution / active EE | $1,207 | $4,214-71.4% | $3,574-66.2% | $4,869-75.2% |
| Participant deferral / active EE | $2,191 | $4,270-48.7% | $3,712-41.0% | $5,287-58.6% |
| Admin fee / account holder | $7,302 | $6,645+9.9% | $5,333+36.9% | $10,133-27.9% |