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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,356 | $104,251-89.1% | $91,004-87.5% | $147,586-92.3% |
| Participation rate | 83.3% | 78.2%+5.1pp | 75.6%+7.7pp | 82.8%+0.5pp |
| Annual return | 105.60% | 27.06%+78.5pp | 4.60%+101.0pp | 578.59%-473.0pp |
| Employer contribution / active EE | $1,069 | $3,116-65.7% | $2,456-56.5% | $4,876-78.1% |
| Participant deferral / active EE | $1,526 | $4,195-63.6% | $3,548-57.0% | $5,439-71.9% |
| Admin fee / account holder | $514 | $8,948-94.3% | $5,417-90.5% | $10,886-95.3% |