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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,131 | $198,457-46.5% | $170,435-37.7% | $147,586-28.1% |
| Participation rate | 76.5% | 88.0%-11.5pp | 83.6%-7.1pp | 82.8%-6.4pp |
| Annual return | 14.30% | 257.30%-243.0pp | 205.94%-191.6pp | 578.59%-564.3pp |
| Employer contribution / active EE | $1,783 | $6,183-71.2% | $5,432-67.2% | $4,876-63.4% |
| Participant deferral / active EE | $5,569 | $5,629-1.1% | $4,939+12.8% | $5,439+2.4% |
| Admin fee / account holder | $16,008 | $16,852-5.0% | $13,881+15.3% | $10,886+47.1% |