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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,568 | $48,364+151.4% | $71,796+69.3% | $62,881+93.3% |
| Participation rate | 78.9% | 60.6%+18.3pp | 69.1%+9.8pp | 69.3%+9.6pp |
| Annual return | 4.57% | 13.16%-8.6pp | 78.04%-73.5pp | 20.14%-15.6pp |
| Employer contribution / active EE | $1,130 | $1,042+8.4% | $1,924-41.3% | $2,281-50.5% |
| Participant deferral / active EE | $4,081 | $2,091+95.2% | $2,794+46.0% | $3,203+27.4% |
| Admin fee / account holder | $7,639 | $3,771+102.5% | $4,815+58.6% | $4,296+77.8% |