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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,372 | $71,215+241.7% | $93,696+159.7% | $80,935+200.7% |
| Participation rate | 68.5% | 60.4%+8.1pp | 68.7%-0.2pp | 67.7%+0.9pp |
| Annual return | 24.66% | 11.27%+13.4pp | 133.74%-109.1pp | 35.66%-11.0pp |
| Employer contribution / active EE | $866 | $1,565-44.7% | $2,422-64.2% | $2,757-68.6% |
| Participant deferral / active EE | $3,197 | $4,037-20.8% | $4,417-27.6% | $4,299-25.6% |
| Admin fee / account holder | $14,286 | $6,958+105.3% | $8,287+72.4% | $6,924+106.3% |