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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,372 | $71,197+241.8% | $93,669+159.8% | $80,925+200.7% |
| Participation rate | 68.5% | 60.4%+8.1pp | 68.7%-0.2pp | 67.7%+0.9pp |
| Annual return | 24.66% | 11.27%+13.4pp | 133.59%-108.9pp | 35.65%-11.0pp |
| Employer contribution / active EE | $866 | $1,565-44.6% | $2,424-64.3% | $2,756-68.6% |
| Participant deferral / active EE | $3,197 | $4,036-20.8% | $4,416-27.6% | $4,299-25.6% |
| Admin fee / account holder | $14,286 | $6,959+105.3% | $8,291+72.3% | $6,940+105.8% |