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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,561 | $45,872+5.9% | $77,100-37.0% | $68,490-29.1% |
| Participation rate | 25.4% | 55.9%-30.6pp | 67.9%-42.6pp | 67.9%-42.5pp |
| Annual return | -15.13% | 1.73%-16.9pp | 42.35%-57.5pp | -7.85%-7.3pp |
| Employer contribution / active EE | $150 | $1,650-90.9% | $2,815-94.7% | $2,597-94.2% |
| Participant deferral / active EE | $1,575 | $2,963-46.8% | $4,430-64.4% | $4,028-60.9% |
| Admin fee / account holder | $220 | $3,041-92.8% | $5,443-96.0% | $5,403-95.9% |