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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,013 | $99,875+29.2% | $146,866-12.2% | $86,983+48.3% |
| Participation rate | 96.2% | 75.8%+20.3pp | 82.5%+13.6pp | 69.5%+26.6pp |
| Annual return | 12.97% | 28.10%-15.1pp | 102.85%-89.9pp | 25.83%-12.9pp |
| Employer contribution / active EE | $3,375 | $3,224+4.7% | $4,425-23.7% | $2,584+30.6% |
| Participant deferral / active EE | $9,362 | $6,322+48.1% | $7,759+20.7% | $4,194+123.2% |
| Admin fee / account holder | $39,229 | $7,838+400.5% | $13,620+188.0% | $7,856+399.4% |