Retirement plan

HOLIDAY CAMPLANDS ASSOCIATION 401 K PROFIT SHARING PLAN TRUST

Name: HOLIDAY CAMPLANDS ASSOCIATION - HOLIDAY CAMPLANDS ASSOCIATION 401 K PROFIT SHARING PLAN TRUST (2017) Form 5500
Creator: HOLIDAY CAMPLANDS ASSOCIATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HOLIDAY CAMPLANDS ASSOCIATION 401 K PROFIT SHARING PLAN TRUST, HOLIDAY CAMPLANDS ASSOCIATION

HOLIDAY CAMPLANDS ASSOCIATIONEIN 34-1199490Plan #001PY 2017

4273 NORTH PYMATUNING LAKE RD, PO BOX 640 - ANDOVER, OH 440030640216-293-7116holidaycamplands.comLinkedIn1-10 employeesrecreational facilities and services

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$971K

+13.2% from 2016

Total participants

+4.3% from 2016

Average account balance

$48,549

+13.2% from 2016

Annual return

10.58%

+4.08 pp from 2016

Benchmarks

See 6,681 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants<25

Cohort6,681 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$928K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$34K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

103.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$66K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.85%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6970

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$38K

$1977 / participant

Other / not subdivided$38K100.0%

% of EOY assets

3.868%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$48,549

$107,030-54.6%

$73,550-34.0%

$147,586-67.1%

Participation rate

78.9%

66.4%+12.6pp

54.9%+24.0pp

82.8%-3.9pp

Annual return

10.58%

38.25%-27.7pp

-15.16%+25.7pp

578.59%-568.0pp

Employer contribution / active EE

$1,628

$1,760-7.5%

$1,219+33.5%

$4,876-66.6%

Participant deferral / active EE

$1,528

$2,458-37.8%

$1,804-15.3%

$5,439-71.9%

Admin fee / account holder

$1,878

$3,055-38.5%

$2,320-19.0%

$10,886-82.7%

HOLIDAY CAMPLANDS ASSOCIATION 401 K PROFIT SHARING PLAN TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HOLIDAY CAMPLANDS ASSOCIATION 401 K PROFIT SHARING PLAN TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion