Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,298 | $80,983+2.9% | $96,544-13.7% | $75,177+10.8% |
| Participation rate | 52.2% | 71.8%-19.6pp | 76.0%-23.8pp | 67.2%-15.0pp |
| Annual return | 9.30% | 27.05%-17.8pp | 25.88%-16.6pp | 160.75%-151.4pp |
| Employer contribution / active EE | $834 | $2,282-63.4% | $2,966-71.9% | $2,671-68.8% |
| Participant deferral / active EE | $4,171 | $3,929+6.2% | $4,851-14.0% | $4,126+1.1% |
| Admin fee / account holder | $895 | $6,717-86.7% | $8,254-89.2% | $5,651-84.2% |