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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,617 | $61,787-5.1% | $97,197-39.7% | $80,925-27.6% |
| Participation rate | 61.8% | 63.5%-1.6pp | 72.7%-10.8pp | 67.7%-5.8pp |
| Annual return | 10.55% | -558.16%+568.7pp | 75.47%-64.9pp | 35.65%-25.1pp |
| Employer contribution / active EE | $1,313 | $1,836-28.5% | $2,723-51.8% | $2,756-52.4% |
| Participant deferral / active EE | $3,089 | $3,027+2.0% | $4,263-27.5% | $4,299-28.1% |
| Admin fee / account holder | $30,765 | $5,170+495.1% | $5,637+445.7% | $6,940+343.3% |