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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,139 | $92,219-28.3% | $76,767-13.8% | $135,380-51.1% |
| Participation rate | 66.7% | 79.8%-13.1pp | 77.0%-10.3pp | 82.6%-16.0pp |
| Annual return | -7.71% | 5.46%-13.2pp | 2.43%-10.1pp | 519.81%-527.5pp |
| Employer contribution / active EE | $1,767 | $3,216-45.1% | $2,485-28.9% | $4,779-63.0% |
| Participant deferral / active EE | $3,272 | $4,508-27.4% | $3,852-15.1% | $5,609-41.7% |
| Admin fee / account holder | $3,012 | $10,749-72.0% | $6,675-54.9% | $10,828-72.2% |