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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,350 | $180,462-26.7% | $154,111-14.1% | $135,379-2.2% |
| Participation rate | 93.8% | 87.4%+6.3pp | 83.0%+10.7pp | 82.6%+11.1pp |
| Annual return | -10.18% | 888.17%-898.3pp | 735.18%-745.4pp | 519.79%-530.0pp |
| Employer contribution / active EE | $5,542 | $6,036-8.2% | $5,298+4.6% | $4,779+16.0% |
| Participant deferral / active EE | $3,934 | $5,806-32.3% | $5,081-22.6% | $5,609-29.9% |
| Admin fee / account holder | $5,575 | $16,145-65.5% | $13,411-58.4% | $10,828-48.5% |