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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,974 | $73,009-45.2% | $90,760-56.0% | $68,486-41.6% |
| Participation rate | 91.7% | 70.8%+20.8pp | 75.7%+16.0pp | 67.9%+23.8pp |
| Annual return | -14.84% | -13.81%-1.0pp | -12.16%-2.7pp | -7.85%-7.0pp |
| Employer contribution / active EE | $383 | $2,193-82.5% | $2,922-86.9% | $2,597-85.2% |
| Participant deferral / active EE | $2,095 | $3,626-42.2% | $4,565-54.1% | $4,028-48.0% |
| Admin fee / account holder | $2,499 | $5,896-57.6% | $8,444-70.4% | $5,404-53.7% |