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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,636 | $67,602+300.3% | $82,312+228.8% | $70,126+285.9% |
| Participation rate | 91.5% | 72.8%+18.7pp | 76.9%+14.6pp | 69.5%+21.9pp |
| Annual return | 11.92% | 21.57%-9.6pp | 25.88%-14.0pp | 73.15%-61.2pp |
| Employer contribution / active EE | $7,863 | $1,755+348.1% | $2,428+223.8% | $2,343+235.7% |
| Participant deferral / active EE | $5,957 | $2,987+99.4% | $3,706+60.7% | $3,332+78.8% |
| Admin fee / account holder | $3,137 | $4,512-30.5% | $5,608-44.1% | $4,645-32.5% |